Terms & Conditions

1. Introduction

These Terms and Conditions govern your use of the website operated by Panito Financial Auditing Inc. ("we", "our", or "us") and any services we offer. By accessing our website or using our services, you agree to these Terms and Conditions in full.

2. Use of Our Website

You agree to use our website only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict their use of the website. Prohibited activities include but are not limited to:

• Any fraudulent, criminal, or unlawful activity
• Unauthorized access to our systems
• Attempting to modify, adapt, or hack our website
• Transmitting malware or other harmful code

3. Services

Our services consist of financial auditing, compliance review, and risk advisory. All services are subject to:

• Availability and scheduling
• Specific service agreements
• Professional standards and regulations

We reserve the right to refuse service to anyone for any reason at any time.

4. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Panito Financial Auditing Inc. or its content suppliers and is protected by Canadian and international copyright laws.

5. Website Accuracy

While we strive to ensure that the information on our website is accurate, we cannot guarantee its completeness or timeliness. We reserve the right to modify the contents of the site at any time, but we have no obligation to update any information on the site.

6. Links to Third-Party Websites

Our website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the contents of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

7. Limitation of Liability

To the maximum extent permitted by law, we exclude all representations, warranties, and liability for the use of our website. This includes, without limitation, indirect or consequential loss or damage, loss of data, income, profit, or opportunity.

8. Indemnification

You agree to indemnify, defend, and hold harmless Panito Financial Auditing Inc., its officers, directors, employees, agents, and third parties from and against all losses, expenses, damages, and costs resulting from your violation of these Terms and Conditions.

9. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of Ontario, Canada, without regard to its conflict of law provisions.

10. Changes to Terms & Conditions

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on the website. Your continued use of the website after any changes constitutes your acceptance of the new Terms and Conditions.

11. Contact Us

If you have any questions about our Terms and Conditions, please contact us:

• By email: [email protected]
• By phone: +1 (613) 515-4281
• By mail: 1202 Wellington Street West, Ottawa, Ontario, Canada